How Should I Budget for Business Insurance?
Posted: September 4, 2022
Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
Why your car won’t start when it’s cold—and how to fix it
Posted: September 2, 2022
Stranded in the cold because your car won’t start? Cold weather can be especially hard on parts of a vehicle like the battery, alternator, fuel system, and engine oil. This guide covers the four most common reasons a car won’t start in cold weather, how you can fix it, and ways to prevent it so you can stay on the road with your heat on full...
Insurance lapse: Your guide to understand, fix, and prevent it
Posted: August 30, 2022
Missing payments resulting in a car insurance lapse is more common than you might think. It happens, and you’re not alone. We’re here to help you get back on the road quickly and legally, while also helping you understand and avoid penalties like having your license revoked or worse—jail time in states like Montana and Kentucky if you’re caught driving without insurance. What to do...
Rock River Run: A historic Illinois motorcycle road
Posted: August 24, 2022
Our Rock River Run motorcycle route follows part of the Rock River, a tributary of the Mississippi. During the 19th century, the Rock River was a major trading route between the communities of Rockford and what is now Moline and Rock Island, Illinois. Because the river wasn’t navigable east of Rock Falls, a land pathway was established along the river—laying the foundation for the Rock...
How Small Businesses Can Avoid Insurance Mistakes
Posted: August 19, 2022
It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....